Canada workers benefit payment dates 2025 : $1,518 Canada Workers Benefit 2025 – Eligibility

Starting July 12, 2025, the Canadian government will roll out increased Canada Workers Benefit (CWB) payments to help low-income workers and families manage the rising cost of living. This comprehensive guide outlines the updated benefit amounts, eligibility criteria, payment schedule, and how to claim.

What Is the Canada Workers Benefit (CWB)?

The Canada Workers Benefit is a refundable tax credit provided by the Canada Revenue Agency (CRA) to support low-income workers and their families. It aims to supplement earnings and offset the impact of inflation. CWB consists of two parts:

• Basic Amount – For eligible individuals and families with earned income.

• Disability Supplement – Additional support for recipients eligible for the Disability Tax Credit (DTC).

What’s New in the 2025 CWB Update?

The 2025 CWB features higher maximum payments, distributed in three advance installments based on your 2024 tax return. Eligible recipients receive 50% of the total benefit in advance, with the remainder after tax filing.

New Maximum CWB Payment Amounts for 2025:

• Single Individuals: Up to $1,633 (if income is below $26,855).

• Families: Up to $2,813 (if adjusted family net income is under $30,639).

• Disability Supplement: Additional $843 for eligible individuals and families.

Phase-Out Thresholds:

• No basic benefit if:

  • Singles earn over $37,474

  • Families earn over $49,391

• Disability Supplement phase-out ends at:

  • $38,759 for individuals

  • $50,722 for families (estimates for 2025)

Note: Amounts may differ in Alberta, Quebec, and Nunavut due to provincial variations.

Who Is Eligible for the Canada Workers Benefit in 2025?

To qualify for the basic CWB, you must:

• Be a Canadian resident for the entire 2024 tax year.

• Be 19 years or older by December 31, 2024, or live with a spouse, common-law partner, or dependent child.

• Have earned at least $3,000 in working income during 2024.

Ineligible Individuals:

• Full-time students (unless supporting a dependent).

• Individuals incarcerated for 90+ days in the year.

• Diplomats and their families who do not pay Canadian taxes.

Disability Supplement: Who Qualifies?

To receive the additional $843 Disability Supplement, applicants must:

• Be approved for the Disability Tax Credit (DTC).

• Have income under:

  • $37,740 (singles)

  • $49,389 (families)

How Much Can You Receive?

How to Apply for the Canada Workers Benefit

Applying is straightforward:

1. File your 2024 tax return using CRA-certified software.

2. Complete Schedule 6 (Canada Workers Benefit).

3. Claim the Disability Supplement, if eligible, on the same return.

4. No need to reapply for advance payments — CRA will automatically issue them if you’re eligible.

Canada Workers Benefit Payment Dates 2025

Advance Canada Workers Benefit (ACWB) payments are scheduled for:

• July 12, 2025

• October 11, 2025

• January 10, 2026

If a payment date falls on a weekend or holiday, funds will be deposited on the previous business day.

What If You Don’t Receive Your CWB Payment?

If your payment is missing:

1. Double-check your eligibility and ensure your 2024 return was filed.

2. Wait 10 business days after the payment date.

3. Contact the CRA for further investigation if the issue persists.

Final Thoughts

The Canada Workers Benefit 2025 update is a much-needed financial relief for low-income workers navigating high inflation and rising expenses. With increased payments and automatic deposit options, eligible Canadians can expect timely support starting July 12, 2025.

✔️ File your taxes early
✔️ Keep your CRA account information up to date
✔️ Watch for advance payments based on your 2024 income

If you’re unsure about your eligibility or need help applying, visit www.canada.ca or contact the CRA directly.