Canada child benefit increase July 2025 : How much is Canada child benefit per month?

Starting July 2025, Canadian families will see a 2.7% increase in the Canada Child Benefit (CCB), providing much-needed financial support amid rising living costs. Here’s what you need to know about the 2025 CCB, including eligibility, payment amounts, and key dates.

What Is the Canada Child Benefit?

The Canada Child Benefit (CCB) is a tax-free monthly payment from the Canadian government to eligible families with children under 18. Administered by the Canada Revenue Agency (CRA), the CCB helps offset the costs of raising children, including expenses for food, clothing, and education. The amount you receive depends on your family’s net income, the number of children you have, and their ages.

How Much Is the Canada Child Benefit Increase for 2025?

For the benefit year starting July 2025, the CCB will increase by 2.7% to keep pace with inflation. This adjustment means higher monthly payments for eligible families:

• Children under 6 years old: Up to $7,997 per year ($666.42 per month)

• Children aged 6 to 17: Up to $6,748 per year ($562.33 per month)

This increase reflects the government’s commitment to supporting families during times of economic uncertainty.

Who Is Eligible for the CCB?

To qualify for the Canada Child Benefit, you must:

• Be a Canadian resident for tax purposes

• Live with a child under 18 and be primarily responsible for their care

• Be a Canadian citizen, permanent resident, protected person, or a temporary resident living in Canada for the previous 18 months

• File your annual income tax return

Both parents must file taxes every year, even with zero income, to receive or continue receiving the benefit.

Income Thresholds and Reductions

While there’s no minimum income requirement, families with adjusted family net income (AFNI) over a certain threshold will see a gradual reduction in their CCB amount. For 2025–26, the maximum benefit applies to families with AFNI of $36,502 or less. Benefits gradually reduce beyond that threshold based on the number of children and family income. Canada.ca

Canada Child Benefit Payment Dates (2025)

The CCB is paid monthly, typically around the 20th of each month. Here are the expected payment dates for 2025:

• January 20

• February 20

• March 20

• April 17

• May 20

• June 20

• July 18 (includes the new 2.7% increase)

• August 20

• September 19

• October 20

• November 20

• December 12

If a payment date falls on a weekend or holiday, expect funds on the previous business day. Canada.ca

What About the Child Disability Benefit?

Families with a child who qualifies for the Disability Tax Credit may receive the Child Disability Benefit (CDB) in addition to the CCB. In 2024–25, the CDB maximum was $3,322. As of July 2025, it will increase to $3,411 per year.

How to Apply for the CCB

Applying for the Canada Child Benefit is straightforward:

• Online: Use the CRA’s My Account portal

• By mail: Submit Form RC66

• At birth: Register your newborn with your provincial or territorial vital statistics agency

You must update the CRA with any changes to your marital status, custody arrangements, or address to ensure proper payments.

Final Thoughts: Why the 2025 Canada Child Benefit Increase Matters

The 2025 Canada Child Benefit increase reflects the government’s recognition of the rising cost of living for families. With higher grocery bills, rent, and child care expenses, the additional $210 for children under 6 and $178 for children aged 6 to 17 over the year can make a real difference. As long as you’ve filed your 2024 tax return, you should see the adjusted payments starting July 18, 2025. If you’re not sure you’re eligible or haven’t applied yet, now is the time to check with the CRA.