Canada seniors payment 2025 payment dates : Will seniors get extra money in 2025?

If you’re a senior in Canada receiving Old Age Security (OAS), you may be wondering whether your monthly payments will increase in 2025. The good news is OAS benefits are set to rise, with the adjustment tied directly to the cost of living index (CPI).

In this guide, we break down everything you need to know about the Canada OAS increase in 2025, including payment dates, eligibility, and how much more you could receive.

OAS Increase Canada 2025: Key Highlights

• No OAS increase from April to June 2025

• OAS payments increase by 1.0% starting July 2025

• The increase is based on CPI data from February to April 2025

• Adjustments are automatic—no action is needed for current recipients

April to June 2025: No Increase in OAS Payments

For the quarter from April to June 2025, OAS payments will remain the same. This is because the Consumer Price Index (CPI), which the government uses to calculate benefit changes, did not increase between November 2024 and January 2025.

Although the year-over-year CPI increase (April 2024 to April 2025) was 2.0%, it wasn’t enough to trigger an OAS boost for this specific quarter.

July to September 2025: OAS Benefits Are Going Up

Starting in July 2025, Canadian seniors will see a 1.0% increase in OAS benefits. This change is based on CPI trends from February to April 2025.

Total annual increase (July 2024 – July 2025): 2.3%

This rise offers welcome relief for seniors dealing with inflation and higher grocery, housing, and healthcare costs.

The exact new OAS amounts will be released by the Government of Canada at the beginning of July.

How OAS Payment Increases Are Calculated

The Government of Canada reviews OAS payments quarterly in January, April, July, and October. The updates are linked to the Consumer Price Index (CPI), ensuring benefits reflect real changes in living costs.

Key rules:

• OAS payments increase when CPI rises

• OAS payments do not decrease even if CPI drops

• This policy helps protect seniors’ purchasing power

What This Means for Seniors in 2025

For Canada’s seniors, this means a modest but important income increase during the July–September quarter. It may not be a major jump, but it helps maintain living standards in a challenging economic environment.

No application is required for the OAS adjustment—it’s automatic if you’re already receiving payments.
If you’re turning 65 soon, make sure to apply for OAS to start receiving benefits on time.

Final Thoughts: Canada OAS Increase for Seniors in 2025

The OAS increase in 2025 is a vital update for seniors across Canada. While the April to June quarter saw no change, the July increase brings welcomed financial relief as living costs continue to rise.

With Canada’s aging population growing, regular CPI-based increases help ensure that seniors’ retirement income keeps up with inflation.

Stay informed by checking your CRA My Account or visiting the Government of Canada website for updates on OAS payment schedules and benefit changes.

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