OAS Payment Date in April 2025 : OAS payment dates in 2025 and more to know about Old Age Security

OAS Payment Date in April 2025 : OAS payment dates in 2025 and more to know about Old Age Security

As Canadian seniors plan their finances for the year ahead, staying informed about Old Age Security (OAS) payment dates is essential. The OAS program is a cornerstone of retirement income in Canada, providing monthly payments to eligible individuals aged 65 and older. For those wondering when they’ll receive their April payment and what’s new with OAS in 2025, this article has everything you need to know.

Let’s dive into the OAS April 2025 payment date, the complete OAS payment calendar for 2025, eligibility criteria, and recent updates to the program.

OAS Payment Date in April 2025

The Old Age Security payment date for April 2025 is:

Thursday, April 24, 2025

On this date, eligible seniors will receive their monthly OAS payment via direct deposit or cheque (if not enrolled for direct deposit). Payments typically arrive on the same day if using direct deposit, while mailed cheques may take a few days longer.

Full OAS Payment Dates for 2025

Here is the complete OAS payment schedule for 2025, as released by the Canada Revenue Agency (CRA):

  • January 29, 2025

  • February 26, 2025

  • March 26, 2025

  • April 24, 2025

  • May 29, 2025

  • June 26, 2025

  • July 29, 2025

  • August 28, 2025

  • September 25, 2025

  • October 29, 2025

  • November 27, 2025

  • December 20, 2025

These payments are usually issued once a month, and recipients should allow up to five business days before contacting the CRA if a payment does not arrive on time.

What Is the Old Age Security (OAS) Program?

The Old Age Security program is one of Canada’s largest public pension programs. Funded from general government revenues (not individual contributions), OAS provides a monthly, taxable benefit to Canadians aged 65 or older who meet the residency and legal status requirements.

Depending on your income and age, you may also qualify for:

  • Guaranteed Income Supplement (GIS)

  • Allowance (for low-income spouses or common-law partners)

  • Allowance for the Survivor

OAS is separate from the Canada Pension Plan (CPP) and is available regardless of work history.

How Much Can You Get from OAS in 2025?

As of the latest 2025 updates:

  • The maximum monthly OAS payment (for seniors aged 65–74) is approximately $713.34

  • For seniors aged 75 and older, the maximum monthly payment is about $784.67

OAS benefits are indexed quarterly to inflation, based on the Consumer Price Index (CPI), which means they can increase during the year if the cost of living rises.

High-income seniors with a net annual income above the OAS threshold (about $90,997 for 2025) may see their payments clawed back through the OAS recovery tax.

Who Is Eligible for OAS in 2025?

To qualify for OAS payments, you must:

  • Be 65 years or older

  • Be a Canadian citizen or legal resident

  • Have lived in Canada for at least 10 years since age 18 (to receive payments within Canada)

  • Have resided in Canada for 20+ years since age 18 (to receive payments outside Canada)

You can apply for OAS up to 11 months before your 65th birthday. In many cases, Service Canada may automatically enroll you. However, it’s wise to confirm your enrollment or apply manually through your My Service Canada Account.

What’s New with OAS in 2025?

Here are some notable OAS updates for 2025:

  • Quarterly increases may occur due to inflation-indexing tied to the CPI

  • Seniors aged 75+ continue to receive higher monthly OAS payments (a boost implemented in 2022)

  • Online services via My Service Canada Account now offer faster, more efficient ways to view payment details, update direct deposit info, or apply for benefits

Tips for Managing OAS Payments

  • Enroll in direct deposit for faster, more secure payments

  • Check your payment status online via your My Service Canada Account

  • Report address or status changes promptly to avoid missed payments

  • Watch for clawback thresholds if your income is approaching the recovery tax level

Final Thoughts

The OAS payment for April 2025 will be issued on April 24, and eligible seniors can look forward to monthly support as part of Canada’s retirement income system. With inflation adjustments and income supplements, the OAS continues to play a crucial role in supporting older Canadians.

Whether you’re new to retirement or planning ahead, understanding the OAS schedule, eligibility, and recent updates ensures you receive every dollar you’re entitled to—on time.


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